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PRIVACY POLICY
WHO WE ARE Debt Register
and Unpaid Debt Register are the Trading Names of The Ability
Organisation Ltd, ("we" / "us" / "our") a company registered in England
and Wales under registered number
03506960
WHAT WE DO As a licensed Credit Reference Agency we hold data on behalf of ourselves and our customers. The data held refers to unpaid and settled debts that have exceeded our customers credit terms and often resulted in court action to recover the unpaid debts and include debts where the debtor absconds or disappears without settling their debts. We also provide additional information which may help prospective creditors to decide whether to grant credit to former debtors or associated organisations.
DATA SUPPLIED BY OUR CUSTOMERS WE hold data supplied by our customers on their behalf. Our customers have certified that the data supplied is true and correct. We are not responsible for incorrect data supplied by our customers. Any claim as a result of incorrect data supplied should be directed to our customers. If you feel the data is incorrect you should also contact us using the Complaints Form and follow our complaints procedure.
GENERAL POLICY The Unpaid Debt Register respects your privacy. The information that you provide us with helps us to monitor our services and provide you with the services that you are entitled to as a visitor to our website. OUR COMMITMENT TO PRIVACY Your visit to our site is anonymous (no personal information about you is recorded or gathered) unless you place an order or fill in an online form. Each time you visit our web site, our system automatically recognises your domain name, but not your specific e-mail address. WHAT IS A DOMAIN NAME? Your e-mail address might look like "sales@debt-register.com", our system only recognises "debt-register.com" but not "sales"). If you have provided us with your e-mail, postal address or telephone number and do not want us to contact you in the future, please write to us at the e-mail or postal address above. We will then ensure that we do not process your contact information for purposes not connected with your initial enquiry. THE INFORMATION THAT WE COLLECT FROM YOU This Policy applies to all information we receive from you. During the course of your use of this website, we will collect two types of information: PERSONAL INFORMATION - Your visit to our site is anonymous (no personal information about you is recorded or gathered) unless you place an order or fill in an online form. If we require personal information from you, such as name, address, date of birth and e-mail address, in order for us to perform the services offered by this website and to fulfil your requests. Some of this information is voluntary and the compulsory fields are clearly marked on the form. WEBSITE TRAFFIC INFORMATION TRAFFIC LOGS We use traffic logs to identify which pages are being used. This helps us analyse data about web page traffic and improve our Website in order to tailor it to customer needs. We only use this information for statistical analysis purposes. COOKIES We do not use cookies on our Website.
WHAT WE DO WITH THE PERSONAL INFORMATION THAT WE COLLECT Your personal information may be used in a number of ways:
MARKETING We will not pass your details to a marketing company. CONSENT By using this website you signify that you have consented to our collecting and using the personal information that you provide to us in accordance with this Privacy Policy. You will also be deemed to have read and accepted this Privacy Policy. We may change this Privacy Policy at any time by publishing revised or new terms on this website. By continuing to use this website after we change our Privacy Policy you accept and will be bound by its terms. We notify you of the date the changes were last made by including the date of these changes in the 'Latest Version' section below, so it is important that you check this page from time to time to take notice of any changes that we make. INFORMATION SECURITY We recognise the importance of keeping your personal information secure. We take reasonable steps to ensure that we protect the privacy of information provided to us. We have strict security and confidentiality procedures covering the storage and disclosure of information in order to maintain confidentiality; prevent unauthorised access; and to comply with the Data Protection Act 1998. LINKS Our website contains links to other sites. The Debt Register is not responsible for the privacy practices within any of these other sites. We encourage you to be aware of this when you leave our site and to read the privacy statements on other websites you visit which collect personally identifiable information. This privacy statement applies solely to information collected on our website. YOUR RIGHTS - The Data Protection Act 1998 Our privacy statement covers the Debt Register and its website. Under the Data Protection Act 1998, we have a legal duty to protect any personal information we collect from you. We do not pass on your details to any third party or government department unless you give us permission to do so or the law requires/permits it. The Debt Register is committed to respecting your privacy. We have structured our website so that, in general, you can visit it without identifying yourself or revealing any personal information. Once you choose to provide us with any information by which you can be identified, then you can be assured that it will only be used for the purpose for which it was originally collected or compatible purposes. Please be advised that any information, unless stated otherwise, will be sent to us via the open internet and is therefore not secure during transmission to us. This is because your information may pass from your contact pc to an internet service provider and then via other providers to the Debt Register, much in the same way as most e-mail correspondence. You have the right to obtain your statutory credit report at a cost of 2. This report contains all the personal data we hold about you that is relevant to your financial standing. You also have the right to receive a copy of all the personal information that we hold about you under S7 of the Data Protection Act 1998 by submitting a Subject Access Request. The statutory fee is currently £10.
THE INFORMATION COMMISSIONER The Information Commissioner enforces and oversees the Data Protection Act 1998 and the Freedom of Information Act 2000. We have to notify the Information Commissioner of the types of personal data we process and for what purpose we use it for and whom we share it with. You can see what is recorded on our Data Protection Notification entry if you search for The Ability Organisation Ltd on the Information Commissioner's Web Site www.informationcommissioner.gov.uk notification number Z7514476 The Data Protection Act 1998 provides you with rights in relation to the personal data we may hold about you, namely;
With regard to your rights to be provided with a copy of your personal data, you are entitled to this within 40 days of making the request, providing the request is in writing. Requests must contain the information required to satisfy the Debt Register as to the identity of the person making the request (we may require proof of your identity). Requests must contain the information required to enable us to locate the information which is being sort. We will assist you where possible We may charge up to £10 for this data. Further information about the Data Protection Act can be obtained from: Information Commissioner,
Telephone: 01625 545 700 |
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