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If you have received a letter from us
you may like to
choose one of the following:
Dispute the amount claimed
If you dispute part or whole of the amount
claimed you should contact UK Debt Collection and inform them of the
reason for the dispute. UK Debt Collection will inform your creditor of
the dispute and often help resolve the matter without further action.
Failure to inform them will only result in further action being taken
which could cost you money & inconvenience. It may also adversely affect
your case if there is a dispute and you wait until after legal action
has started before mentioning it, you may still be liable for costs. If
there is a dispute you should bring this to UK Debt Collections
attention without delay.
Admit the amount claimed but cannot
afford to pay
If you cannot pay the amount claimed in full
it is often possible to arrange payments by instalments. In order to
arrange this you must contact UK Debt Collection as soon as possible.
Do nothing
Your creditor and UK Debt
Collection have no wish to start Legal Action against you. If you delay
or do nothing, it is very likely that you will leave your creditor little alternative.
Legal Action will almost certainly be taken which could ultimately
result in judgments being awarded against you and even bankruptcy. If
you are a business it could result in you business being closed down.
How would you like to have bailiffs seize your goods & equipment and put
padlocks on your doors?. You may find that you are subject to
enforcement action which could include bailiffs attending you home or an
attachment of earnings order being obtained to instruct your employer to
deduct monies from your salary. You may also find that a charge is put
on any property assets you may have, which could mean you may be in
breach of your mortgage conditions. Needless to add that your credit
worthiness record could result in having extreme difficulty gaining
credit again or even opening a bank account. The worst thing you could
do now is to do nothing.
After reading this page you will probably
realise that it is in your own interests to try and resolve this matter
as it is unlikely to go away. You can phone and speak to
somebody during office hours or leave a message 24 hours a day.
Alternatively you can email
sales@ukdebtcollection.com
Why not ask us to set up a standing order schedule for
you to sign?
If you need legal advice
you should consult a solicitor or alternatively you can find the address of your local
Citizens Advice Bureau by clicking on this link.
If you need to raise or
consolidate finances you could try this company.
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